The Risk Budget

Help me define a realistic risk budget for a career move, so ambition is matched by safeguards.

Context:
- The move: [describe]
- Monthly essential expenses and savings runway: [general figures]
- Dependents and obligations: [describe]
- Professional assets I want to protect: [license, certifications, network, reputation, skills currency]

Tasks:
1. Help me define what I can afford to lose in four currencies: money, time, professional standing and personal energy.
2. Identify the minimum viable version of this move that stays within that budget.
3. Suggest safeguards: keeping a clinical or professional foothold, part-time arrangements, staged commitments.
4. Define the signals that would tell me to expand the bet, hold it, or retreat.
5. Flag anything that requires professional advice (financial, legal, licensing) rather than an AI answer.

Output: a one-page risk budget with limits, safeguards and decision signals.

Free to use and share with attribution. Not for resale.

These prompts support thinking. They do not replace professional legal, financial, medical, regulatory or career advice, or the people who know you well.